2 calculators. Zero guesswork.
Run the numbers. See exactly where you stand.
Type any amount, rate, or tenure and the result updates immediately. Every figure uses the same rates published on our product pages — not estimates.
EMI and retirement projections in one place — no login, no form, no waiting.
What will your monthly payment be?
Loan amount
Enter any principal between ₹50,000 and ₹2 Cr. Adjust the interest rate and tenure in months — the EMI figure recalculates with each keystroke.
Personal, home, and business loan rates are sourced from the same table your loan officer uses. Adjust the rate to compare lender scenarios side by side.
Interest rate (%)
A 0.5% rate difference on a ₹30 lakh, 20-year home loan changes total interest by roughly ₹1.8 lakh. The calculator shows you that gap before you sign.
Rates here match the live figures on the Loans page, updated each business day. No inflated placeholders.
Your monthly EMI
Total interest paid over the full tenure is shown alongside the EMI so the real cost is visible, not buried.
Will your savings reach your target?
Monthly SIP contribution
Enter your current savings, monthly SIP, expected return, and retirement age. The calculator compares your projected corpus against your stated target — no vague charts.
Enter what you currently invest each month. Adjust upward to see how a ₹2,000 increase today changes your corpus at 60.
Projected corpus vs. target
The shortfall or surplus is shown in today's rupees, adjusted for the inflation rate you set. You decide the assumption; we do the arithmetic.
Both numbers appear together — your projected total and your stated retirement goal — so the gap is immediate and unambiguous.
Are these the same rates on your product pages?
Yes. The EMI calculator pulls from the same published rate table as the Loans page — updated each business day. If a rate changes, both update together.
How the calculators work
Do I need to log in to use these tools?
No account or login is required. Enter your figures and read the result immediately — no form submission, no verification step.
Every result is computed live in your browser. No data is stored or sent until you choose to apply.
What if my actual rate differs at approval?
Your final rate depends on your credit profile. Use the calculator with the rate range shown on the Loans page — the two figures bracket your likely EMI before you apply.