— Rates updated daily

See the rate before you fill the form.

Personal, home, and business loans — every rate, tenure, and eligibility criterion listed openly. No phone call required to find out where you stand.

Personal Loan
Home Loan
Business Loan

From 10.5% p.a.

From 8.75% p.a.

From 12.0% p.a.

Up to ₹50 lakh. Tenure 12 – 84 months. GST-registered businesses and sole proprietors.

Up to ₹25 lakh. Tenure 12 – 60 months. Salaried or self-employed eligible.

Up to ₹1.5 crore. Tenure up to 20 years. Resident and NRI applicants accepted.

/ No hidden criteria

Eligibility, fees, and terms — all here.

• Personal Loan
• Home Loan
• Business Loan

Who qualifies

Who qualifies

Who qualifies

Age 21 – 58. Monthly income ≥ ₹20,000. Minimum 1 year at current employer or 2 years self-employed. CIBIL score 700+.

Age 23 – 65. LTV up to 80%. Property must be legally clear. Co-applicant allowed to boost eligibility.

Business vintage ≥ 2 years. Annual turnover ≥ ₹10 lakh. GST returns for last 2 years required. CIBIL 680+.

Processing fee

Processing fee

Processing fee

1% of sanctioned amount, deducted upfront. No prepayment penalty after 12 EMIs.

0.5% of loan value, capped at ₹15,000. Part-prepayment allowed at no charge after year one.

1.5% of sanctioned amount. Foreclosure permitted after 6 months with a 2% charge.

Overhead view of a printed loan amortisation schedule on a white desk, a hand resting beside it holding a mechanical pencil, soft north-facing window light, numbers clearly visible on the document, warm-gray surface
Overhead view of a printed loan amortisation schedule on a white desk, a hand resting beside it holding a mechanical pencil, soft north-facing window light, numbers clearly visible on the document, warm-gray surface
+ The math, explained

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A 0.5% difference in interest rate changes your total payout by lakhs over 15 years. Compare side-by-side before you sign.

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